Home Insurance Basics A fundamental rule regarding homeowners policies is that you must both own and live in the home that you are insuring. Homeowners insurance policies are considered multi-line contracts because they are comprised of two parts. The first…
Hurricanes are most prone to hit Florida, Texas, North Carolina, and Louisiana, to name just a few. We are not in a High Hurricane area, but maybe you have a vacation home, family, or friends that live in one of…
Happy New Year from all of us at Saltmarsh Insurance
One person is killed, on average, about every 52 minutes in a drunk-driving crash, totaling more than 10,000 lives lost each year. Be Responsible Since the public health emergency began, we’ve seen drivers making riskier decisions when they’re behind the…
Overview Distracted driving is dangerous, claiming 3,142 lives in 2019. NHTSA leads the national effort to save lives by preventing this dangerous behavior. Get the facts, get involved, and help us keep America’s roads safe. What Is Distracted Driving? Distracted driving is…
Whether it’s snow, sleet or ice, winter weather can cause extremely dangerous road conditions. In 2019, there were 440 fatal crashes, and an estimated 33,000 injury crashes that occurred in wintry conditions. Preparing yourself – and your vehicle – for…
The National Highway Traffic Safety Administration (NHTSA) identifies safety-related defects in vehicles and equipment to help keep everyone safe on the road. We’re committed to promoting awareness of these safety defects, urging vehicle owners to repair open recalls, and keeping…
At the pandemic’s start, many of us stumbled into a new way of life that necessitated eating every meal at home with just those who lived there. About 80 percent of Americans say they’ve made at least one change in…
For almost a year, many Americans have been wearing cloth face coverings to limit the spread of the coronavirus—but without clear guidelines on which types or brands of consumer masks are best. That changed this week with the publication of…
Often when we cook at home or eat in a restaurant, we have leftovers. Especially this time of the year. To ensure that leftovers are safe to eat, make sure the food is cooked to a safe temperature and refrigerate…
