What is the Massachusetts Fair Plan? The Massachusetts Fair Plan was originally created in the 1960s as a safety-net insurance option for “high-risk homes”. In recent decades, it’s been the only insurance option for many coastal homeowners. Today, the Fair…
There are a few key differences between renters insurance and homeowners insurance. For one, renters insurance does not cover the physical structure of your home, since you don’t own it. But it does protect your belongings from damage or theft,…
Home Insurance Basics A fundamental rule regarding homeowners policies is that you must both own and live in the home that you are insuring. Homeowners insurance policies are considered multi-line contracts because they are comprised of two parts. The first…
